About Scharff and Daughters
Real advocacy. Real experience. A family-driven approach to your security.
For us, insurance isn’t just a transaction—it’s about providing the same level of care for your stability that we provide for our own family. Led by Dennis Scharff, who has been a licensed and trusted name in the industry since 1987, Scharff and Daughters is an independent, family-owned agency proudly serving New Jersey.
Operating alongside his three daughters, Dennis built this agency on a very simple philosophy: we work for you, not the insurance companies. We diligently strive to secure the most competitive prices for your insurance while ensuring your coverage is as robust as it is affordable.
Our Mission is Clear
We work alongside you and carefully assess our services to guarantee that you have a dependable family standing behind your insurance needs.
In an industry that has become increasingly automated and impersonal, we believe in the power of a personal connection. Whether it's adding a new teen driver, handling a stressful claim, inquiring about a ticket, or adding a vehicle—it's nice to visit a place where everyone knows your name.
We eagerly anticipate the opportunity to earn your trust, secure your business, and officially welcome you into our insurance family.
What We Protect
As an independent agency, we shop across multiple top-rated carriers to find a plan that actually fits your life and your budget.
🚗 Auto Insurance
Our primary specialty. From daily commuters to new drivers, we keep you protected on New Jersey roads.
🏡 Homeowners
Safeguarding your home and your belongings against the unexpected with honest, clear advice.
🏢 Commercial
Tailored business solutions designed to keep the company you've built on solid ground.
🚤 Recreational
Specialized coverage for motorhomes, RVs, and boats so you can enjoy your time off worry-free.
Ready to Join Our Insurance Family?
Allow us to provide you with a quote today, and experience the difference of having a dedicated team looking out for you.